Authority for small vehicles
Carriers transporting regulated property for compensation in interstate commerce generally need operating authority from FMCSA, regardless of vehicle size. Expedite van operators who haul for brokers often need their own authority or must lease onto a carrier that has it.
The insurance minimum
FMCSA's financial responsibility rules for registered for-hire carriers list a $300,000 minimum for non-hazardous property carried in vehicles with a gross vehicle weight rating under 10,001 pounds (49 CFR 387.303). Brokers and shippers often require more, along with cargo coverage.
Other federal requirements
A USDOT number may also be required, and some safety rules apply depending on vehicle weight and use. Vehicles under 10,001 pounds are exempt from many commercial driver and hours rules that apply to heavier trucks, but not all federal requirements. Read FMCSA's guidance for small vehicle operators.
Leasing on versus your own authority
- Leased-on operators use the carrier's authority and liability coverage under dispatch
- Own authority means primary liability with a federal filing
- Cargo coverage is needed in both cases if the contract requires it
- Physical damage on your own van is your responsibility
Intrastate only
If you never cross state lines, state rules decide what you need. Some states require intrastate authority and their own filings for for-hire carriers.
Checking before you haul
Before taking loads from a broker across state lines, confirm whether you need your own authority, and if you lease on, get the carrier's insurance requirements in writing.
Frequently asked questions
Do I need a CDL for a cargo van?
Generally no for vans under 26,001 pounds that do not carry hazmat requiring placards or 16 or more passengers.